Capture
Swipe the 529 card or add a purchase manually from the parent or student account.
Built for 529 card spend
Spend from the 529 card. Keep every swipe audit-ready.
529Wallet turns card purchases, receipts, and reimbursement notes into a clean, reviewable compliance trail for 529 spending.
Card swipes
Receipt OCR
Tax-year exports
Card spend review
$20,789 qualified
Card purchase captured
University Bookstore
Room & board
$6,200.00
Lab fees
$220.00
Needs review
2 items
30 sec
to capture a card swipe
3-way
qualified, personal, or review
1 packet
for year-end records
The core workflow
From card swipe to defensible record.
Parents need more than a spending chart. They need a record that explains what was purchased on the card, why it was treated as qualified, and where the original proof lives.
Classify
Extract merchant, date, and amount, then suggest eligibility with a plain reason.
Review
Send ambiguous meals, supplies, or mixed purchases into a parent approval queue.
Export
Create a tax-year ledger with receipts, card history, notes, and reviewed status.
What buyers care about
Less guessing. Better backup.
The likely buyer is a parent who has already saved for college and now wants confidence that card spending is documented correctly. The app should feel calm, serious, and useful the week taxes are due.
Explainable decisions
Every status includes a human-readable reason, not just a green or yellow badge.
Student submissions
Students can upload receipts while parents retain final review control.
Tax-year structure
Expenses are grouped by beneficiary, year, category, and final review status.
Report preview
Card-led tax records that do not need archaeology.
Card spend
Status
Amount
University bookstore swipe
Reviewed
$6,200
Chemistry lab fee
Qualified
$125
Campus cafe
Needs context
$67
Best-fit households
Made for the families who already did the saving.
Parents reimbursing students
Keep a clean chain from student receipt to parent review to 529 withdrawal.
Families with multiple beneficiaries
Separate each student's expenses, receipts, and yearly summaries.
Tax-conscious households
Package the story behind every qualified expense before anyone asks for it.
Prototype ready
Open the working app and kick the tires.
The current prototype includes dashboard stats, receipt scanning, transaction review, and tax export concepts. The homepage now frames the product around the strongest MVP.